• Financing Options Our flexible options let you get small business financing on your terms. Apply Now
    OR GET AN INSTANT QUOTE

  • Amount

    Up to $250,000
    Application Only

    Term Length

    6 - 84 Months

    Rates

    Varies by Product

    Funding Speed

    As Fast as SAME DAY
  • The Capital You Need to Run Your Business Today

    Every business has its own unique needs - equipment, technology, inventory purchases, and more. As a small business owner, you’ve got plenty of options when choosing a payment method for your various invoices. You may have already thought about applying for a personal loan or even borrowing cash from friends or family. Financing from Direct Capital is an alternative you should strongly consider.

    Direct Capital offers comprehensive lending options to meet all of your needs. With opportunities to receive approval for up to $250,000 application-only, Direct Capital makes gaining access to the funds you need simple and quick. Most financing decisions are delivered within minutes of applying, and the application itself is easy to complete. You can even apply from your phone, tablet, laptop, or anywhere else you can access the internet!  

  • Compare Financing Options

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    Equipment Financing 

    up to 

    $250,000

    Application Only

    Term Length

    12 - 72 months

    Rates

    Annual Interest Rates as low as 5.49% for qualified customers

    Funding Speed

    As fast as 1 day

    Uses

    • Construction Equipment
    • Restaurant Equipment
    • Commercial Vehicles
    • Computer Hardware and Software
    • Machine Tools
    • POS Terminals
    • Medical Equipment

    Repayment

    Monthly, seasonal, and deferred payments available.

    Working Capital 

    up to 

    $150,000

    Term Length

    6 - 18 months

    Rates

    Annual Interest Rates as low as 9.99% for qualified customers

    Funding Speed

    As fast as SAME DAY

    Uses

    • Inventory Purchases
    • Equipment/Technology
    • Cash Flow Management
    • Marketing
    • Payroll
    • Capital Supplementation
    • Unexpected Opportunities

    Repayment

    Daily

    Franchise Financing 

    up to 

    $250,000 

    Application Only

    Term Length

    6 - 84 months

    Rates

    Varies by financing product

    Funding Speed

    As fast as 1 day

    Uses

    • Store Remodels
    • Technology Upgrades
    • Equipment Upgrades
    • Working Capital
    • New Locations
    • Acquisitions

    Repayment

    Varies by financing product. Seasonal and deferred payments available.

  • Savings Accounts & CDs

    Our parent company, CIT Bank, N.A., offers banking and deposit products for your personal financial growth. Consider CDs with terms as short as 6 months or as long as 5 years, or savings accounts with minimum balances starting at $100.

    Learn More
  • The Process

    1. 1

      Apply online.

      It can take as little as 3 minutes.

    2. 2

      Sign your documents electronically.

      We'll send your contracts in an online format.

    3. 3

      Get your financing.

    Ready to get started?

    Apply Now