• Savings Accounts & CDs Reach your personal financial goals with flexible savings products from CIT Bank. Learn More

  • Invest in Your Future

    Achieving growth for your business isn’t solely a product of your business financials. Bolster your personal investments with deposit options that help you stay on target for your financial goals. As a division of CIT Bank, Direct Capital wants you to consider personal banking products that provide flexibility and opportunities to maximize your investments. CIT Bank offers a selection of savings accounts and CDs with rates and terms that encourage growth to help you make the most of your assets.

    CIT Bank is an online-only bank, which means lower costs and higher rates. Your savings can grow faster than at your everyday bank. Open a high-yield savings account or CD and get interest rates and annual percentage yields significantly higher than at traditional banks. Member FDIC.

  • Savings Accounts

    Turn your savings into so much more with a CIT Bank savings account.

    Account Options


    Build a savings plan that works for your schedule with a CIT Bank CD.

    CD Options
  • CIT Bank - Best Banks 2017


    Did you know that CIT Bank products are award winning? It’s true! Check out all the recent recognition today.

    Recent Awards

  • CIT Bank Member FDIC
    CIT Bank, N.A. and OneWest Bank, a division of CIT Bank, N.A. are the same FDIC-insured institution. Deposits held under each name are not separately insured, but are combined to determine whether a depositor has exceeded the $250,000 federal deposit insurance limit, per depositor for each account ownership category. For purposes of calculating aggregate deposits held in CIT Bank, N.A., you should include deposits held in OneWest Bank, a division of CIT Bank, N.A.